Scattered numbers
Bank accounts, paper bills, spreadsheets, banking apps: the information exists, but never in one place.
Family finances, shared at last.
Valia will be the app for managing family finances: the household's income, expenses and shared budgets in one place, accessible to every family member, on the web and on mobile — without complex accounting tools. The product is in development.
Income
8'450
Expenses
7'110
Remaining
1'340
Monthly breakdown
CHF 612 spent of 900 — shared among 3 household members
Concept mockup — product in development
The problem
Between fixed costs, unexpected expenses and everyone's plans, household money is spread across dozens of lines that nobody has time to keep track of.
Bank accounts, paper bills, spreadsheets, banking apps: the information exists, but never in one place.
How much will be left at the end of the month? Who has already paid for what? Without an overview, nobody really knows.
Household expenses are split between several people but rarely tracked together. And accounting tools are far too complex for family use.
The Valia promise
Valia aims to bring the household's money together in a single space, shared by the whole family: income, expenses and shared budgets, clear to everyone, with no jargon and no complex accounting tools.
The vision · Coming soon
A clear view of household finances, all in one place.
Here's what Valia will offer at launch. None of these features are available yet: they describe the product we're currently building.
The goal: turn the household's numbers into a simple overview, shared by the whole family.
Salaries, allowances, extra income: all the family's money coming in, in one place.
Rent, insurance, groceries, transport, children's activities: household spending tracked in one place.
Shared budgets — groceries, holidays, home — that the whole household contributes to and tracks together.
Every family member has their own login to view and contribute to the household budget.
A web app and a mobile app, so you can follow the family budget at home or on the go.
No chart of accounts, no financial jargon: an interface designed for the whole family.
Where Valia stands
Valia isn't available yet. Here, simply put, is where we are and what comes next.
The technical groundwork for the web app and the mobile app is in place. No financial features are available yet.
Household income, expenses and shared budgets: the core of the product, built first.
Volunteer families will get an early preview of Valia to help us fine-tune it to their real needs.
Local roots
Generic finance tools ignore the reality of a Swiss household. Valia is designed in Valais by a team that wants to address the real-world constraints of families in the canton.
A local product, developed by a local company, for local needs.
Frequently asked questions
Not yet. Valia is being developed by the Dealmood & Solutions teams: the technical foundations of the web and mobile apps are in place, but no financial features are available yet. Contact us to be notified at launch.
Write to us to be notified when we launch or to take part in the first tests with your family: your needs will help us shape the product.